PAYMENT POLICY & INSURANCE
Patients Without Insurance
We request that your payment for services be made at the time of your visit. This policy simplifies our billing and helps keep our fees down. Payment may be made at the end of the week if you sign a credit guarantee form. For your convenience, we gladly accept MasterCard, Visa, Discover, cash or check. We offer special cash payment plans to make care affordable for the entire family.
Group or Individual Insurance
As a benefit to you, our office will be happy to bill your insurance. When possible, we will call to verify benefits on your insurance. However, the benefits quoted to us by your insurance company are not a guarantee of payment. You are responsible for the difference between what your insurance pays and the total charges for your care. If you have an insurance plan you will likely have a co-pay and deductible. Please be prepared to pay those charges and any non-covered services at the time of your visit.
"Click here to fill out or update your insurance form"
"On the Job" Injury (Workers' Compensation)
If you are injured on the job, your care should be paid for under your employer's Wokers' Compensation insurance. You will need to inform your employer of the accident and obtain the name and address of the carrier of their insurance. If your employer does not provide us with this information, if a settlement has not been made within 3 months, or if you suspend or terminate care, any fees and services are due immediately.
Personal Injury or Automobile Accidents
Please notify your auto insurance carrier of your visit to our office immediately. Notify our insurance department immediately if an attorney is representing you. Although you are ultimately responsible for your bill, we will wait for settlement of your claim for up to six months after your care is completed. Once the claim is settled or if you suspend or terminate care, any fees for services are due immediately.
Medicare
We do accept assignment from Medicare. The check is usually sent directly to our office in payment of the services that Medicare will cover, which for chiropractors is ONLY manual manipulation of the spine. Medicare pays 80% of the allowable fee once the deductible has been met. You are required to pay the deductible and the remaining 20% as well as any non-covered services. Our office completes and files the forms for Medicare at no charge.
Secondary Insurance
Please inform us of any secondary insurance you may have. We will assist you if you need help in filing.
No one should be without needed chiropractic care. In case of financial difficulty, please let us know so that a manageable payment schedule can be worked out. At your request, the staff will discuss the charges with you before care begins.